Peregrino Hermitage Limited (PHL) is my 501(c)(3) charity approved by the State of Colorado and Archdiocese of Denver.  The latter provides me with health insurance and dental insurance.  However, as I am not in parish life, I must raise my own salary for room, board and ministry expenses.  "Ministry expenses" include that which is necessary to teach the Catholic faith online to tens of thousands of Catholics (and non-Catholics) every month.  Except Zelle donations (which go to my personal account) all your donations to PHL on my Donate Page (whether online or via snail-mail checks) go to my charity and are tax-deductible.  A certain percentage of those donations obviously goes into savings [...]